Pay later services has emerged as a breakthrough for shoppers who are looking for payment solutions or alternative ways on how they can shop for goods and services despite having meager bucks on hand.

Today, thousands of Australians are exploring the pay later services when shopping for goods, and HHEO believes that it’s just about right that we look into the reasons why buy hair extensions with pay later services.

HHEO offers two (2) types of pay later services called Afterpay and ZipPay. Both aim to let customers shop for goods and services now and pay them off later in 4 equal fortnightly repayments. These services are available in both online and instore retail partners, and both services have been equally acknowledged as an innovative alternative for lay-by.

So with all the publicity going on, we thought it’s worth checking out the other benefits of these payment options should you decide to shop for your new set of human hair extensions.


 Both Afterpay and ZipPay are partners with a huge range of retailers and offer zero interest fees when you shop using their services.

Let’s take a look at some main benefits of using these services:

Instant Use

In today’s world, convenience is a requirement, especially for those who are always swamped with work and other obligations. As much as possible, we want to get things done fast and without a sweat.

With Afterpay and ZipPay, you can easily sign up for an account. Get approved straight away rather than undergo the lengthy process of taking out a loan application, which can take forever.

Simply fill out the online forms and provide all necessary details like phone number, email, payment information, address details and a bank card issued by any banks in Australia and you’re good to go! Also, you must be at least 18 years of age to be able to use these services when shopping. Above all, signing up for an account is FREE!

Own it Instantly

Ow, you read it right! When you shop for your tape-in hair extensions with Human Hair Extensions Online using either of these pay later services, your new set of hair extensions will be right at your doorstep in a few days! Once you check out the goods and pay using these pay later services, we will pack and ship the orders out immediately and all you have to do is wait till the delivery guy knocks on your door with your new hair set. 

This is one of the best reasons why people switch to these services, instead of lay-buy. Lay-buy ships the order out once you have paid all the repayments necessary for the goods, but with these services, we do not see the waiting game necessary, right?

Absolutely Free of Interest

Imagine shopping for your ponytail hair extensions and paying them off in 4 equal repayments, and still avoid interest! What else can be better than that, right? Unlike credit cards where you shop and pay your owed money in installments and forcibly carry the burden of having interest charges, ZipPay and Afterpay will not charge you an interest fee as long as you stick to your repayment schedules. In case you get late for repayment, an applicable late fee will be assessed, but no interest charges. So we say, these services are great alternatives to credit cards.

Impeccably Store-Integrated

Ease of using these platforms is essential and that what makes these services user-friendly. These payment options are flawlessly integrated within your preferred partner online store’s checkout page, and all you have to do is select Afterpay or Zippay to complete your order. No need to keep track of complicated payment plans and schedules. Simply choose your preferred pay later service and let them sort the plan out for you. Don’t you fret, they will send you the schedules of your repayments and details of your order straight to your email inbox!


In-store and Online Use

As mentioned earlier, these services are seamlessly integrated into online stores, giving you incredible online shopping experience. But if you see yourself as the old-school type of a shopper, you may choose to visit your favorite stores and still use these pay later services. Make sure to check out Afterpay Partner and Zippay Partner stores for complete details.

No Complicated Return Process

We acknowledge that the probabilities of returning goods for whatever reason are always present. And if you’re anxious about adding ZipPay and Afterpay in the picture and worry about affecting the return process, well the good news is, everything remains the same.

You can still claim for a refund for returned purchases you have made with ZipPay and Afterpay based on the individual store’s refund policy.

So for your next hair extensions emergency, check out HHEO’s wide range of human hair extensions collections and experience convenient shopping and easy payments with Afterpay and ZipPay. For more information, email us at